T-Cellular is shutting down its Cash app and shifting all of it to T-Life

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TL;DR

T-Cellular is discontinuing the devoted T-Cellular Cash app and integrating its options into the multi-purpose T-Life app. The migration features a simplified APY requirement, new debit playing cards, new account numbers, and suspended or discontinued options like Pay Mates and examine companies.

T-Cellular is making a giant push for the T-Life app, envisioning it because the tremendous app that does every part for you. The provider has retired a number of older apps into T-Life, just like the erstwhile T-Cellular and the T-Cellular Tuesdays apps. Now, the provider is sunsetting yet one more app in favor of T-Life. In case you are an avid person of the T-Cellular Cash app, it's essential to make your peace with the T-Life app.

Reddit customers have acquired an e mail from the provider saying that the T-Cellular Cash expertise will quickly transfer to the T-Life app.

<img class="e_Pg" decoding="async" loading="lazy" sizes="(min-width: 64rem) 51.25rem, 80vw" title="T Mobile Money app being retired" srcset="https://www.androidauthority.com/wp-content/uploads/2025/07/T-Mobile-Money-app-being-retired-1.jpg 931w, https://www.androidauthority.com/wp-content/uploads/2025/07/T-Mobile-Money-app-being-retired-1-64w-33h.jpg 64w, https://www.androidauthority.com/wp-content/uploads/2025/07/T-Mobile-Money-app-being-retired-1-675w-348h.jpg 675w" alt="T Mobile Money app being retired" src="https://www.androidauthority.com/wp-content/uploads/2025/07/T-Mobile-Money-app-being-retired-1.jpg"/> T-Cellular’s web site confirms the change, but additionally factors out that a number of issues are altering with T-Cellular Cash with the transfer to the T-Life app:

A brand new residence in T-Life: The T-Cellular Cash app goes away. You’ll entry your account by the T-Life app or at t-mobilemoney.com. Less complicated APY eligibility (beginning 12/1/25): Incomes 4.00% APY* on the primary $3,000 will solely require $200 in month-to-month direct deposits — no extra 10 qualifying purchases. New debit card and account quantity: You’ll obtain a brand new card with tap-to-pay and a brand new account quantity. Make sure you replace any direct deposits or auto-payments along with your new information and ensure your mailing handle is present so your card will get to the proper place. “Pay Mates” function happening pause: This function can be briefly unavailable whereas we make enhancements. Within the meantime, you should use exterior fee apps resembling Venmo, Money App, or Zelle to ship cash. Direct Deposit setup modifications: You’ll now not have the ability to handle Direct Deposit from inside T-Cellular Cash. As a substitute, you’ll set it up straight by your employer. Adjustments to how checks work: You’ll now not have the ability to mail in checks for deposit — use the T-Life app to deposit checks by photograph as an alternative. Private examine writing and ordering checks will even go away. If you should ship a bodily examine, use the Pay Payments function in T-Life. Simpler Bought Your Again eligibility: Beginning 12/1/25, all T-Cellular Cash clients can qualify. Simply make $200 or extra in payroll-based direct deposits each 31 days, and we’ll spot you as much as $50 when you overdraft.

T-Cellular doesn’t say this out loud, however as one Reddit person factors out, the truth that persons are getting new debit playing cards and account numbers signifies that T-Cellular is probably switching the underlying financial institution. The net web page nonetheless notes that Coastal Group Financial institution gives banking companies.

T-Cellular additionally notes that when T-Cellular Cash goes dwell within the T-Life app, customers can earn 4% APY on their whole checking account steadiness till November 30, 2025.

Curiously, I couldn't find the date on which T-Cellular Cash options will go dwell within the T-Life app. I’ve reached out to T-Cellular for clarification. I’ll replace this text after I study extra.