The six finest present account suppliers, in response to Which?

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Your help makes all of the distinction. Learn extra A big 37 per cent of present account holders have proven enduring loyalty, staying with their financial institution for over 20 years, a brand new survey has revealed.

Shopper group Which? commissioned analysis amongst greater than 6,600 account holders, cautioning that this steadfast loyalty typically goes unrewarded.

Which? meticulously assessed numerous product options, encompassing charges, overdrafts, expenses, and extra perks.

This was mixed with direct surveys of account holders to gauge total buyer satisfaction. Suppliers demonstrating excellence throughout each these essential areas have been awarded the distinguished Which? Really useful Supplier (WRP) badge.

This 12 months, six suppliers efficiently earned the coveted badge: Chase, Danske Financial institution, First Direct, Monzo, Nationwide Constructing Society, and Starling Financial institution.

Notably, two of those establishments, Chase and Danske Financial institution, achieved the distinguished WRP standing for the very first time.

<img src="https://static.independent.co.uk/2025/07/08/11/cf2c1ec19181e605492b5f5240882b9fY29udGVudHNlYXJjaGFwaSwxNzUyMDU0ODky-2.40530623.jpg" srcset="https://static.independent.co.uk/2025/07/08/11/cf2c1ec19181e605492b5f5240882b9fY29udGVudHNlYXJjaGFwaSwxNzUyMDU0ODky-2.40530623.jpg?quality=75&width=320&auto=webp 320w, https://static.independent.co.uk/2025/07/08/11/cf2c1ec19181e605492b5f5240882b9fY29udGVudHNlYXJjaGFwaSwxNzUyMDU0ODky-2.40530623.jpg?quality=75&width=640&auto=webp 640w" loading="lazy" alt="Monzo was among the six providers that successfully earned the coveted badge" class="sc-1mc30lb-0 ggpMaE"/> Monzo was among the many six suppliers that efficiently earned the coveted badge (PA) First Direct is the longest-running present account WRP, holding the award for over a decade.

Tom Riley, director of group retail merchandise at Nationwide, highlighted the society’s “department promise,” which was lately prolonged.

Final week, Nationwide made a brand new pledge to maintain every of its 696 Nationwide and Virgin Cash branches open till at the least 2030.

Which? mentioned that Allied Irish Financial institution and Revolut got here shut this 12 months to receiving WRP standing.

Sam Richardson, deputy editor of Which? Cash, mentioned: “Banks should not all the identical and our evaluation proves this. Perks like fee-free spending overseas and immediate spending notifications have gotten normalised, whereas cashback, loyalty funds and switching bonuses can earn you lots of of kilos.”