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The 50/30/20 funds rule is useless – right here’s methods to handle your cash as an alternative

greater by greater
January 27, 2026
Reading Time: 6 mins read
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The 50/30/20 funds rule is useless – right here’s methods to handle your cash as an alternative


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The 50/30/20 budgeting technique was popularised by US politician Elizabeth Warren, in her 2005 e-book All Your Price: The Final Lifetime Cash Plan, and it stays a incessantly really useful technique for newbie budgeters 20 years later.

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