Key Takeaways:
t54 attracted a seed spherical of $5 million beneath Anagram, PL Capital and Franklin Templeton with a candy incentive of Ripple.The startup is looking out a belief layer to AI brokers, comprising identification checks and real-time scoring of dangers, in addition to agent-native credit score.The infrastructure is related to XRPL, Solana, Base, and Virtuals, it tries to take care of a protected and wholesome on-chain agent exercise.
AI brokers are shifting from copilots to autonomous actors that execute funds, handle treasury, and work together with good contracts. t54 goals to unravel the lacking piece: belief infrastructure constructed particularly for non-human contributors in monetary programs.

$5M Seed Spherical Targets Agentic Economic system Infrastructure
t54 introduced that it not too long ago raised $5 million efficiently within the seed spherical to develop requirements on identification and danger administration for AI-operated monetary actions. This funding spherical was co-led by Anagram, PL Capital and Franklin Templeton with the strategic participation from Ripple, Virtuals Ventures, Blockchain Coinvestors and ABCDE.
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This fund will likely be utilized to develop the technical staff, speed up product growth course of and scale up cooperation relationships with establishments implementing automated operation fashions.
Founder Chandler Fang stated monetary rails have been constructed round human identification and decision-making. As AI brokers start initiating transactions independently, there isn’t a standardized framework to confirm who or what’s appearing, how danger is measured, or how accountability is enforced.


Constructing the Belief Layer for AI Brokers
t54 positions itself as core infrastructure for the “agentic financial system.” Its platform rests on 4 pillars:


Id & Verification
The system introduces a “Know Your Agent” framework which incorporates developer identification, mannequin origin monitoring, human & AI agent hyperlink and exercise objective identification. The purpose is to create a compliance-ready authorization scheme permitting enterprises to empower AI brokers to function according to audit and supervision legal responsibility assure.
Danger & Fraud
An actual-time engine evaluates agent transactions utilizing behavioral patterns, system context, operational mandates, and code audits. The system identifies suspicious transactions upfront previous to the cash even gliding out, lowering the probability of getting fraud.
Credit score
t54 will assist agent-native credit score strains with confirmed identities, historical past of transactions, and real-time danger ranking. This may increasingly open up AI-based commerce and automate treasury.
Unified Platform Layer
All identification, danger controls and settlement function on a single stack. The unbiased brokers don’t require companies to make use of totally different compliance instruments.
Ripple and Institutional Alignment
The participation of Ripple reveals that AI agent based mostly monetary infrastructure area is rapidly changing into hotter than ever. Markus Infanger, Senior Vice President of RippleX indicated that automated programs are taking part in a task as entities taking part in financial actions, not solely instruments, subsequently monetary infrastructure additionally must adapt accordingly.
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